Accept cards not fees.

Accept cards not fees.

Accept cards
not fees.

Processing fees are a HUGE expense for small business. 

We help curb rising cost, without raising prices.

Processing fees are a HUGE expense for small business. 

We help curb rising cost, without raising prices.

Processing fees are a HUGE expense for small business. We help curb rising cost, without raising prices.

Eliminate the silent "tax" on your income

Give customers choice in how they pay without increasing your costs

Accepting card payments using traditional processors with high fees, and complicated PCI requirements can feel unfair. You shouldn't have to pay another “gross income tax” to get paid for the work you do.

Stop Paying Processing Fees

Include card processing fees in your regular price, by offering discount to pay with cash. We'll do the calculation so you get all of your hard-earned money.

Clean Reporting

Daily sales match deposits perfectly.

No more messy, confusing reporting, lengthly billing statements, or random unmatching deposits.

Full Payments Suite

Build and send invoices, accept payments online, and download our mobile app to take payments in the field.

Stop Paying Processing Fees

Include card processing fees in your regular price, by offering discount to pay with cash. We'll do the calculation so you get all of your hard-earned money.

Clean Reporting

Daily sales match deposits perfectly.

No more messy, confusing reporting, lengthly billing statements, or random unmatching deposits.

Full Payments Suite

Build and send invoices, accept payments online, and download our mobile app to take payments in the field.

Stop Paying Processing Fees

Include card processing fees in your regular price, by offering discount to pay with cash. We'll do the calculation so you get all of your hard-earned money.

Clean Reporting

Daily sales match deposits perfectly.

No more messy, confusing reporting, lengthly billing statements, or random unmatching deposits.

Full Payments Suite

Build and send invoices, accept payments online, and download our mobile app to take payments in the field.

Magic of Dual Pricing

Magic of
Dual Pricing

Offer customers a card price and cash price for your goods & services

Card Price $104.00

You walk away with $100.00 exactly, and customers gain the convenience of paying with card plus all the reward benefits.

Cash Price $100.00

Who doesn't love cash?? For those who want the best price and are willing to pay you in person.

See how much money you are losing
every year in card processing fees


See how much money you are losing
every year in card processing fees

Enter your estimated annual processing volume below
to see how much you could save!

Enter your estimated annual processing volume below
to see how much you could save!

Take Payments on the Go

Accept cash or card payments with our iPhone or Android app. We'll calculate the card price instantly so you don't pay any fees.

Send Invoices to Customers

Send Invoices to Customers

Send Invoices to Customers

Email customers an invoice they can conveniently pay online. (ACH acceptance coming soon)

Email customers an invoice they can conveniently pay online. ACH too!

Take Payments Online

Login to your web dashboard and run payments from your computer.

Reporting and Deposits

Reporting and Deposits

Reporting and Deposits

View Transactions and deposits. See when funds hit your account, and what invoices are still outstanding.

Our mission is…getting you paid
without fees.

Our mission is…getting you paid
without fees.

You are not alone

Join the growing list of small business owners using Zulio

"Super easy! Honestly, it works lightning fast and deposits match my sales totals every time!."

Jenna

"I can't believe we didn't find this earlier. We spent so much time working with random companies that had no idea what they were doing and horrible customer service. Using Zulio is like a dream"

Jacob

"Incredibly lightweight and easy to use. I use it for my personal training business and saved a ton of money! well worth it!"

Alex

"Great experience so far. We have a complex setup and they have way outperformed the previous two solutions we had tried out. Strongly recommend."

Stephanie

Questions?

How will customers react seeing two prices?

Customers may be shocked to learn how much business owners actually pay in fees to accept card payments. Bringing awareness to this added expense will not only help your bottom line, but help the industry as a whole push back on ever increasing processing fees from card brands. Studies have shown consumers are willing to pay higher prices for the convenience of paying with card. A study by the National Retail Federation found that most customers are willing to pay an increased price to use a card. Similarly, a study by the Federal Reserve found that most consumers are willing to pay a higher price to use a card. There are many benefits consumers receive by paying with card, some customers may prefer to use a credit card for the rewards, purchase protection benefits, or just the connivance of paying for the transaction 30-60-90 days later. You need to clearly communicate pricing options to customers by making sure all prices displayed to customers show the card price and the reduced cash price.

Is this legal?

Yes. Dual pricing is accepted by all card brands and legal in all 50 states. You need to clearly communicate pricing options to customers by making sure all prices displayed to customers show the card price and the reduced cash price. Some states or principalities may have additional requirements for signage or communications with customers prior to sale. As always, we recommend business owners to stay up to date with any local or state laws to be sure you are complying with any and all additional requirements. Legal Disclaimer Neither Zulio nor the information, opinions, or ideas shared are to be considered legal advice. All parties understand that the various concepts contained require additional legal / professional advice to properly implement.

Are payments secure?

All payments made through our platform are full encrypted and protected. We partner with Stripe to secure and protect all payment data within our system.

How much more will the "card price" be vs. the "cash price"?

Zulio increases your regular price 4.00% to cover all processing fees. Want to keep $50.00? - Customer pays $52.00 - Your deposit is exactly $50.00. Payments manually keyed have a $1.00 minimum fee added and in person transactions have a 35¢ minimum fee added. We also offer ACH payment options for larger transactions with a flat $8.00 ACH processing fee. Our goal is for you to keep 100% of your hard-earned money.

Are there any monthly fees?

No. There are no monthly fees to use our platfom. We collect a small portion of the processing fee Visa/MC/D/Amex assess on each card transaction to cover the cost of our software. This is covered in the card price so you never have to worry about paying any fees out of pocket.

How will customers react to

paying a small fee?

Customers may be shocked to learn how much business owners actually pay in fees to accept card payments. Bringing awareness to this added expense will not only help your bottom line, but help the industry as a whole push back on ever increasing processing fees from card brands. Studies have shown consumers are willing to pay higher prices for the convenience of paying with card. A study by the National Retail Federation found that most customers are willing to pay an increased price to use a card. Similarly, a study by the Federal Reserve found that most consumers are willing to pay a higher price to use a card. There are many benefits consumers receive by paying with card, some customers may prefer to use a credit card for the rewards, purchase protection benefits, or just the connivance of paying for the transaction 30-60-90 days later. You need to clearly communicate pricing options to customers by making sure all prices displayed to customers show the card price and the reduced cash price.

Is this legal?

Yes. Dual pricing is accepted by all card brands and legal in all 50 states. You need to clearly communicate pricing options to customers by making sure all prices displayed to customers show the card price and the reduced cash price. Some states or principalities may have additional requirements for signage or communications with customers prior to sale. As always, we recommend business owners to stay up to date with any local or state laws to be sure you are complying with any and all additional requirements. Legal Disclaimer Neither Zulio nor the information, opinions, or ideas shared are to be considered legal advice. All parties understand that the various concepts contained require additional legal / professional advice to properly implement.

What is the difference bewteen

dual pricing and surcharging?

All payments made through our platform are full encrypted and protected. We partner with Stripe to secure and protect all payment data within our system.

be vs. the "cash price"?

How much more will the "card price"

Zulio increases your regular price 4.00% to cover all processing fees. Want to keep $50.00? - Customer pays $52.00 - Your deposit is exactly $50.00. Payments manually keyed have a $1.00 minimum fee added and in person transactions have a 35¢ minimum fee added. We also offer ACH payment options for larger transactions with a flat $8.00 ACH processing fee. Our goal is for you to keep 100% of your hard-earned money.

the processing fee?

How customers benefit by paying

No. There are no monthly fees to use our platfom. We collect a small portion of the processing fee Visa/MC/D/Amex assess on each card transaction to cover the cost of our software. This is covered in the card price so you never have to worry about paying any fees out of pocket.

Tap to pay on iPhone.

No card reader needed.

Tap to pay on iPhone.

No card reader needed.

Accept contactless payments without a connected device, on your iPhone.

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Get started
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Get started
today for free

Get started
today for free